You can obtain a free copy of your credit reports from this website:

www.annualcreditreport.com

 

You can complete the courses required by the Bankruptcy Court via this approved course provider:

www.accesscounselinginc.org

 

Difference between Chapter 7 and Chapter 13 Bankruptcy

https://www.nolo.com/legal-encyclopedia/what-is-the-difference-between-chapter-7-chapter-13-bankrutpcy.html